1
Tell Kaii about you
Age, household, retirement target and basic goals.
● Smart Money Leak Finder by Kaii
Don't wait for retirement. Plan your freedom.
A simple financial audit for everyday people. Find where your money disappears, build your safety buffer and see what today's decisions could mean for your future.
✓ One-time purchase
✓ No subscription
✓ Data stay on your device
Kaii Financial Report
Preview
78score
A solid starting point
Kaii found a few areas where you could improve cash flow without changing your whole lifestyle.
Potential saving3 250 Kč
Safety fund3 měsíce
Goal60 let
Path to financial freedom72%
Try increasing your monthly investment or redirecting the money leaks Kaii found.
4 simple steps
Money doesn't have to be complicated.
Kaii doesn't assume you're an investor. Enter your everyday finances and the tool turns the numbers into clear next steps.
2
Enter today's finances
Income, housing, food, subscriptions, debts and other spending.
3
Add savings & investments
Each product separately, with expected return and recurring contribution.
4
Get your plan
Money leaks, safety buffer, retirement scenarios and concrete next steps.
What you get
More than a budget. A view of the whole journey.
The goal isn't to overwhelm you. Kaii highlights what matters most right now.
Money Leak Finder
Finds possible money leaks and shows their monthly and annual impact.
Safety buffer
Estimates a safety buffer covering at least three months of essential costs.
Investment projection
Models future value using your contributions and expected return assumptions.
Earlier retirement
Compares different retirement ages and shows how your projected portfolio and income change.
What-if simulator
See the effect of investing an extra amount every month.
Private on your device
Calculations run locally in your browser. Your sensitive numbers don't need to be sent to a Kaii server.
Freedom has numbers
Started later? That doesn't mean it's too late to start.
Time helps. But Kaii can also show another path: a later start can sometimes be partly offset by higher regular contributions. Not with promises, but with transparent scenarios.
Scenario60Earlier freedom
Your plan62Balanced scenario
Scenario65More time to grow
Simple pricing
Pay once. No monthly subscription.
Smart Money Leak Finder is designed to be reused whenever your income, spending or plans change.
Smart Money Leak Finder by Kaii
Complete personal financial audit
$19.90one-time
Financial health score
Money leak detection
Safety fund target
Investment projections
Retirement scenarios
What-if simulator
Multiple languages & currencies
No subscription
No in-app account required • financial data stays local in your browser
Kaii does not provide individualized investment advice. Calculations and projections are modeled scenarios based on user-entered assumptions. Actual returns, inflation and future income may differ.
FAQ
Frequently asked questions
Do I need to understand investing?
No. Kaii is designed for everyday people. For investments, enter what you already know — current value, monthly contribution and expected return.
Are the results guaranteed?
No. Retirement and investment calculations are scenarios based on your assumptions. Future returns and inflation cannot be guaranteed.
Where is my financial data stored?
The app itself calculates locally in your browser and may use local device storage. The website host and payment provider may have their own technical and privacy policies, which will be disclosed in the privacy policy.
Is this a subscription?
No. The current plan is a one-time purchase of Smart Money Leak Finder with no monthly subscription.